Avoid These 13 Money Mistakes When Planning Your Wedding

Planning a wedding is undoubtedly an exciting journey for anyone. From envisioning the perfect venue to choosing the most exquisite flowers, every decision seems to carry immense importance. However, amidst the flurry of emotions and endless possibilities, it is crucial to keep a watchful eye on your financial aspect. Making wise choices and avoiding certain money mistakes can significantly contribute to ensuring a smooth and stress-free wedding planning process. In this article, we will delve into thirteen common money mistakes couples often make when planning their wedding. By learning from these pitfalls, you can make informed decisions and create a memorable wedding day without unnecessary financial burdens.


Planning a wedding is an exciting and joyous time for any couple. However, amidst all the wedding preparations and festivities, it's crucial not to overlook the financial aspects of this milestone event. In a recent video created by John Crestani, he discusses 13 money mistakes to avoid when getting married to prevent financial arguments. Let's delve into these mistakes and glean insights that can help you plan your wedding without any financial hiccups.

1. Failing to Discuss Finances with Your Partner

One of the most common mistakes couples make is avoiding financial conversations before tying the knot. It's imperative to sit down with your partner and discuss your financial expectations, goals, and any concerns you may have. Talking openly about money can help establish a foundation of trust and understanding, preventing future arguments and misunderstandings.

2. Keeping Financial Secrets

Transparency is key in a successful marriage. Keeping financial secrets from your partner can lead to significant trust issues and ultimately strain your relationship. It's crucial to be honest about debts, assets, and any financial commitments you may have before walking down the aisle.

3. Neglecting Regular Sex and Family Planning

While it may seem unrelated, having regular sex and discussing family planning can have a significant impact on your financial stability. Unplanned pregnancies can put a strain on your finances, causing unexpected expenses and stress. It's important to have open conversations about birth control and family planning to ensure you are financially prepared for the future.

4. Setting Financial Goals

Setting financial goals as a couple is essential for long-term financial success. Discuss your short-term and long-term goals, whether it's saving for a down payment on a house, starting a business, or planning for retirement. By aligning your financial ambitions, you can work together towards achieving these goals.

5. Avoiding Micromanaging Spending

While it's important to be conscious of your spending, micromanaging every expense can lead to unnecessary arguments and resentment. Instead, focus on setting a budget and prioritizing expenses based on your financial goals. Avoiding unnecessary overspending will allow you to allocate funds to what truly matters and prevent financial strain.

6. Considerations Before Having a Wedding

Before diving headfirst into wedding planning, take some time to reflect on what you and your partner truly want. Consider the cost, scale, and complexity of your wedding. Is it necessary to spend a substantial amount of money on a lavish ceremony, or would a simpler celebration suffice? Discussing these factors beforehand can help prevent financial stress and unrealistic expectations.

7. Combining Finances

Deciding on how to merge your finances is an important step in any marriage. Take the time to evaluate whether combining all assets and debts is the right choice for you. It's vital to find a balance that works for both partners, consider joint accounts, separate accounts, or a combination of both. Keep in mind that what works for one couple may not work for another.

8. Building Up Your Savings

Building up your savings is essential, particularly in the early stages of your marriage. Emergencies can happen, and having a financial safety net can provide peace of mind. Set aside a portion of your income each month to contribute to your savings account, and make it a priority to grow your emergency fund.

9. Creating a Realistic Budget

Creating a budget is crucial when planning a wedding. Take the time to sit down and map out all the necessary expenses, from the venue to catering to the dress. Allocate funds accordingly, ensuring that your budget aligns with your financial capabilities. Remember to leave some room for unexpected costs that may arise along the way.

10. Monthly Check-Ins

Regular communication about your finances is essential for a healthy and prosperous marriage. Schedule monthly check-ins to discuss your financial progress, review your budget, and address any concerns or adjustments that need to be made. This will help you stay on track and ensure that both partners are involved in the financial decision-making process.

11. Regular Date Nights

While it may sound surprising, regular date nights with your partner can have an indirect benefit on your financial wellbeing. Taking the time to enjoy each other's company helps strengthen your bond, reducing the likelihood of stressful arguments about money. So, make it a point to prioritize quality time together, even amidst the chaos of wedding planning.

12. Open Communication about Wedding Costs

It's important to be transparent about the costs associated with your wedding. Discussing your budget and financial limitations with your vendors and service providers can help you negotiate better deals and reduce unnecessary expenses. Keep an open line of communication, and don't be afraid to ask for alternatives or adjustments to keep within your financial boundaries.

13. Seeking Professional Help

If you find yourself overwhelmed with the financial aspects of wedding planning or with any money-related concerns, consider seeking professional help. Financial advisors or planners can offer valuable guidance, helping you navigate the complexities of financing your wedding while keeping your long-term financial goals in mind.


Planning a wedding should be a joyful and exciting experience for any couple. By avoiding these 13 money mistakes outlined by John Crestani, you can ensure that financial arguments do not overshadow the happiness of your celebration. Open communication, setting financial goals, and making mindful decisions together will set the stage for a financially stable and fulfilling marriage.


  1. Should we combine all our finances after getting married?
  2. How often should we check in on our finances as a married couple?
  3. Is it important to disclose all debts before getting married?
  4. How can regular date nights help prevent financial arguments?
  5. When should we seek professional help for our wedding finances?